Tools to Help You Choose

Xerox provides tools to help you learn about your benefits and make informed choices. Take ownership of your well-being by using these resources to select the best options for you and your family.

  • BenefitsWeb – Use the decision support tool, compare medical plans, and use the online chat feature to get help from a benefits counselor.
  • New Hire Benefits Video – Review this fun and interactive video for an overview of your benefits.
 

Enrollment Checklist

Use this checklist to help you enroll in your benefits.

  • Learn about your benefit options. Explore this digital benefits guide to learn more about the benefits available to you.
  • Think about your coverage needs, including how much health care you anticipate needing and whether your life and disability insurance provides enough protection. Use the decision support tool on BenefitsWeb to compare your medical options.
  • Make sure all your dependents are eligible.
  • Confirm the network status for your medical and dental providers. Depending on the plan(s) you select, you may be restricted to in-network providers only. When given the option to use in- or out-of-network providers, you will generally pay less when care is received from an in-network provider.
  • Enter your tobacco user status. If you made no attestation, or you are a tobacco user, you’ll pay the $1,840 annual tobacco surcharge as part of your medical rates and higher rates for any critical illness insurance you elect.
  • Consider your FSA and HSA contribution amount. Select an amount that will help you pay for your anticipated health care expenses with tax-free money. Learn how these accounts save you money.
  • Update your beneficiaries.
  • Complete your benefits enrollment on BenefitsWeb within 31 days of your hire date.

NOTE: The $1,840 annual tobacco surcharge does not apply to those hired in 2024.

TIP: Think about the whole cost.

When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).

 

Top 5 Questions

  1. What if I need help making a decision?

    You have a variety of resources you can use to help you make your decision:

    • Review this digital benefits guide to learn about the benefits available to you for 2024.
    • Review the New Hire Benefits Video.
    • Use the decision support tool, which can be found on BenefitsWeb, to compare your options and determine which medical plan is best for you.

  2. What if I’m not sure what to do?

    Call the Xerox Benefits Service Center at 1.800.428.2203 between 8 a.m. and 8 p.m. ET, Monday through Friday. They can walk you through your options and answer all your benefit questions.

  3. What’s the difference between the Health Care/Limited Purpose Flexible Spending Account (FSA) and the Health Savings Account (HSA)?

    The way the Health Care FSA and the HSA work is largely the same — you contribute to your account through automatic, before-tax payroll deductions, then use the money to pay for eligible health care expenses. There are some important differences of which you should be aware. For example, unlike an FSA, any balance left in your HSA rolls over year after year and is always yours to keep. And, you can change your HSA contribution amount during the year whenever you want. You can only change your FSA contribution amount during Annual Enrollment or if you experience a qualifying change in status.

  4. What’s included in my free preventive care?

    In-network preventive care is fully covered under all of Xerox’s medical plans, so you pay nothing. These services include:

    • Well-baby care
    • Immunizations
    • Pap tests
    • Tests for cholesterol and blood pressure
    • Mammograms
    • Prostate screenings
    • Colorectal screenings
    • And more!

    See a full list of covered services.

  5. How can I save money on health care?

    Read these tips to help you manage your spending on health care and prescriptions.